Your children or adopted children will not necessarily inherit any of your estate. For example – if you are married or in a civil partner then the rules of intestacy state that your spouse or civil partner will inherit your whole estate. If you have children from a previous relationship then this could mean that your children don’t inherit anything at all.
If you are unmarried and you have children then your children may inherit everything which could leave your cohabitee or partner with nothing. This could leave your partner in a difficult position.
Your children will inherit at age 18 unless you specify a higher age in your will. Because we use the best practice STEP standard clauses your children will be able to access their money for their upkeep. Until your children are 18 they will be looked after by a guardian.