Dealing with pets in your will

A pet is part of your family. Naturally you want to make sure they’re properly looked after. 

So: what happens to them after you die? Read our short guide for more information. 

Under English and Welsh law, pets are treated as property. That means they can’t inherit money directly in a will but you can put clear plans in place so they’re cared for properly.

Here are the key steps.

First: name the person you want to look after your pet.

In your will, you can gift your pet to a trusted person — effectively making them the new owner. Be specific: include your pet’s name and description, and ideally their microchip number, so there’s no doubt who you mean.

Second: always name a backup carer.

Life is unpredictable. Your first choice might be unable to help at the time. A backup prevents your pet being left in limbo — or family disagreements about who should take them.

Third: leave money to help with the costs.

Food, insurance, grooming and vet bills add up. You can leave a cash gift to the carer — a fixed amount or a percentage of your estate — to make it easier for them to take your pet on, and to make sure your pet is properly supported.

Fourth: use a Letter of Wishes.

A will isn’t updated often, but routines change. A separate Letter of Wishes can cover the practical details that matter, like diet, medication, behaviour, preferred vet, and insurance.

Fifth: consider a trust for extra security.

If you want more structure — especially where larger sums are involved — a trust can hold money with trustees, and the funds are used specifically for your pet’s care. This can also separate “the person caring” from “the person managing the money”. You should see our guide on finding a traditional solicitor to get a bespoke trust drafted for you. 

Finally: plan for the immediate practicalities.

What happens in the first day or two, especially if you live alone? You can ask your executors to act quickly so your pet is collected, safe, and cared for straight away.

One last point:

Speak to the person you’re choosing.  They can’t be forced to accept. If you don’t have someone reliable, you can leave a gift to an animal charity, linked to them caring for or rehoming your pet.

Putting this in place gives real peace of mind — because it helps ensure your pet will be loved, cared for, and financially supported when you’re no longer here.If this answered a question you’ve had, feel free to like the video — and subscribe for future updates.